Cost increases for things like housing, college, and healthcare have far outpaced wage growth for decades. This NPR article shows how households across America—from below-average incomes up to $200,000 or more—are living paycheck to paycheck as a result. This is what we built Brightside to address.

Subprime credit scores shut employees out of credit opportunities and access to critical funds. This contributes to absenteeism, employee turnover and increased healthcare costs for employers. Can an Employer boost the bottom line by improving the Employee’s credit score?

Prior to the COVID-19 crisis, Americans had more debt than was manageable. COVID-19 has left these individuals highly susceptible to becoming victims of predatory lending, dropping them into spirals of deepening debt. But Employers can break the cycle by providing Financial Care as a root-cause solution.

I remember the evening Shawn Leavitt and Michael Yang sat me down at a bar in Seattle after a dinner for the board of Accolade, a healthcare company I'd co-founded. It quickly became apparent that I was being pitched an idea -- to create a business that would help working families navigate the financial system.

What employers need is safe and effective financial care. Now they can provide their families access to someone knowledgeable, someone on their side, someone who doesn't make money off of their financial product decisions.