MONEY HELP

Improve Your Credit

Your credit score plays a role in what you pay for loans, housing, even insurance. Your Brightside Financial Assistant shows you exactly what’s on your report and how to move your score in the right direction, by phone or chat.

At no cost to you through Choose Well.

Understand and grow your score

Know what matters

Your Financial Assistant explains what’s helping and hurting your credit, in plain language, and what you can do about it.

Free credit tools

Check your credit score anytime in the Brightside Financial app, and use Brightside’s partnership with Self to build credit every time you pay rent.

Fix errors and disputes

Get help finding and correcting mistakes on your credit report.

One conversation makes a difference

Dana’s credit score was 502, and she worried she’d be denied for a car loan. Her Brightside Financial Assistant helped her raise her score by 80 points in just six months — and she was approved for the loan she needed to buy her car.

You deserve credit you can count on.

It’s easy — just share a couple of sentences about what’s going on with your Brightside Financial Assistant by phone or chat (your choice). They’re like that friend on your side who knows what to do and how to make things easier.

Financial Assistants are available M–F, 5 a.m.–6 p.m. PT.