4 Ways Employers Can Reduce Healthcare Costs and Accelerate Equity

Employee worrying about healthcare costs because he does not have Financial Care

This article was originally published on May 2, 2023, and was updated in March 2026 to reflect updated facts and statistics. Employers continue to invest heavily in employee wellbeing programs to improve health outcomes and reduce healthcare costs. Yet many still struggle to see meaningful results. Why? Because they underestimate the powerful role financial stress […]

Millions of Workers Are Losing Health Coverage. Employers Can’t Ignore It.

Millions of workers will soon lose affordable health coverage

As of January 1, 2026, enhanced federal subsidies that made Affordable Care Act (ACA) Marketplace plans more affordable for nearly 20 million Americans have expired, resulting in significantly higher premiums for many workers who rely on individual coverage. While the Senate is set to vote on a bill that could extend the subsidies, Newsweek reports […]

Financial Stress: The Overlooked Health Condition Driving Costs

Man struggling with the weight of overwhelming financial stress

Healthcare inflation just hit a three-year high, and Aon projects  employer healthcare costs will climb past $17,000 per employee in 2026 — the steepest increase in 15 years. Yet one of the biggest drivers of those costs often gets overlooked: financial stress.  It’s not just about money. It’s tied to worse physical and mental health […]

The Healthcare Cost Crisis is Growing – But Employers Aren’t Powerless

Frontline worker can't take care of medical needs because of cost

U.S. employers started this year expecting their healthcare costs to jump 8% — the highest increase in more than a decade, according to the Business Group on Health (BGH).  Unfortunately, that expectation became reality. Even more concerning, BGH’s president and CEO said they don’t “anticipate trend abatement for 2026.” It’s no wonder that WTW’s 2025 […]

How to Lower Your Healthcare Costs By Helping Financially Sick Employees

Frontline worker clutches chest, experiencing healthcare issues from high financial stress

If you’re like most benefits leaders who responded to Aon’s 2024 Health Survey, your top priority in 2024 has been managing healthcare costs, followed by investing in benefits that attract and retain employees, and support workforce health and wellbeing. Despite the inherent difficulty in that balancing act, it will soon become more challenging. Over the next […]

How Poor Frontline Financial Health Drives Higher Employer Healthcare Costs

Financially stressed frontline worker cannot tend to healthcare issues due to cost.

More than half of Americans have delayed or skipped a medical procedure because of cost. Of those, 46% said that choice led to additional medical issues. Poor financial health makes people sick – and keeps them trapped in a cycle of illness. This isn’t just a problem for employees; it drives healthcare costs up for […]