Help with Home Improvements

Home improvement male female image

If you’re one of the millions in the United States who made 2020 a record year for home improvements, we’d love to be of assistance. No, Brightside can’t help you with drywall and plumbing. (We’re handy, but not that kind of handy!) What we can do is make sure that paying for repairs and renovations doesn’t end up being a DIY project.

Whether you took out a home equity loan or line of credit, or used your credit card to cover costs—or if you’re still at the planning stage—there are plenty of ways we can help you navigate costs, bills and payments.

Avoid expensive repairs with routine maintenance
Not every home improvement is voluntary, especially when we are spending more time at home than ever before. To avoid getting caught with expensive repair bills when things fail, be proactive and invest in home maintenance now. It could be as simple as replacing the batteries in all your smoke detectors or as major as replacing the roof. Either way, the theory is that if you spend now, you’ll save later. 

Your Brightside Financial Assistant (FA) can help you finance your home maintenance projects either by finding the best home equity loan or line of credit, or low-interest credit card for a big project.

Think about timing
Labor shortages and rising materials costs mean right now is a particularly expensive time for home renovations. If your projects can wait, then why not plan for those future improvements now by creating a savings strategy with your FA? Money up front when it comes to starting the work means that you’ll pay less in interest fees in the long run.

Having a roof over your head is one of life’s necessities, and home ownership still ranks as one of the best investments your money can buy. Improving and maintaining your home boosts that investment even more; let’s talk about how we can help you make smart decisions for financing your home improvement projects.

Brightside Client Story

George came to Brightside to help eliminate his debt, maximize his social security benefits, and help pay for his two children’s college tuition. In order to be able to retire stress-free in six years, he needed to quickly pay off his $39,000 credit card debt and the $322,000 remaining balance on his mortgage. George was also a proud father of two college students and he was helping them out by paying for their tuition. He reached out to his Certified Financial Planner Brittnie for help.

How Brightside Helped

  • George and his FA organized a budget to keep track of his income and spending to determine his positive cash flow.  
  • They decided that in order to meet his goals, he needed to have a difficult conversation with his children about them taking over their college payments.
  • George’s FA helped him implement the snowball method to pay off his credit cards in three years and his mortgage in ten years, saving him $78,000 in interest.

3 in 5 U.S. homeowners (61%) have done home improvement projects since March 1, 2020

Just call 855-940-1507 to get started.