We offer (human) Financial Assistants who can help you manage expenses, eliminate debt, and save for the future.
MPAP provides medical coverage with no premiums or reduced premiums to eligible caregivers. Caregivers qualify based on household size and income.
Eligible caregivers who register with Brightside will have access to programs such as MPAP, and get paired with a personal Financial Assistant who can help with all things related to money – including submitting the MPAP application online. Register below to get started, quickly connect with your Brightside Financial Assistant, and learn about all resources available to you.
The following documents are required:
If any household member did not file a tax return and is not a dependent on your Federal Tax Return, submit the following:
For caregivers with household incomes up to 250% of the federal poverty guidelines, MPAP provides:
For caregivers with household incomes up to 400% of the federal poverty guidelines, MPAP provides:
Applications can be submitted at any time either by registering with Brightside or by faxing the completed application to 1-800- 693-1994. Contact Brightside at 1-855-979-7768 for questions about the program or assistance completing the application.
Please note: You must re-apply for the program each year.
If your income or household size changes, you may be eligible for the program even if you didn’t qualify in the past. Apply at any time throughout the year by contacting Brightside.
You must include all taxable income from all sources of those living in your household, including yourself. See IRS 1040 instructions or consult a tax professional for full details on what is considered taxable income.
The federal poverty guidelines, set each year by the Department of Health and Human Services, are used by the government to determine eligibility for certain programs. People are considered to be living in poverty if earning less than 100 percent of the guidelines.
The Affordable Care Act (ACA) provides varying levels of assistance for the cost of medical insurance, with those earning up to 250 percent of the federal poverty guidelines receiving the highest level of assistance. Recognizing that people earning more may still need help to afford the cost of medical coverage, the ACA offers reduced assistance for those earning up to 400 percent of the federal poverty guidelines.
We modeled the eligibility guidelines for MPAP on the ACA, and, as with that program, one does not need to be living in “poverty” to be eligible for assistance. Factors such as the number of working individuals in the household or the number of household members can have a dramatic effect on an individual’s ability to afford health insurance, which is why both the ACA and our program take household size and income into account.
Yes. As with all services administered by your caregiver well-being program, Choose Well, your privacy is strictly protected. Only the information necessary for processing your application will be provided by you to Brightside, the third-party administrator of the program, and will be kept confidential.
We’re here to help, if you have any additional questions call 1-855-979-7768 or register.
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