For Employees

The easiest way ever to achieve financial health.

Managing money is hard. Managing when you don’t have enough is harder. If you don’t know where to start on your path to financial health, just ask us. We’ll take care of the rest. Brightside: The support you need. The security you work for. The life you deserve.

How we help

We’ve helped thousands of people like you overcome financial challenges by taking the time to listen, provide expertise, and find customized solutions.

That’s why households average about $1,200 in annual, after-tax savings when they work with Brightside.

“This is the best benefit my employer offers. Brightside literally saved me from bankruptcy.”

—A Brightside client

Consultation and support

Sometimes you just need someone to listen to your situation. Chatbots might be able to look at your financial numbers, but they can’t help you dive into the story behind those numbers — all the ways your financial situation impacts every part of your life. We can. We do this through:

Empathy and understanding the complexity of personal finances

Kept promises and appointments, including research and legwork

Friendly, non-judgmental, and respectful interactions

Expert, unbiased guidance

To solve difficult financial problems, you need both expertise and unbiased guidance from someone who knows what to do and then does what’s best for you. Your Brightside Financial Advisor will help you:

Use tools and information in our systems to gather data

Discuss trade-offs between immediate and important needs

Explore customized options tailored just for you

Not convinced? Check out these real-life stories.

Emergency loans

Daniel had been working with his Financial Assistant, Christian, for the past 5 months to get out of the paycheck-to-paycheck cycle. They prioritize paying off the high, 300% interest title loan he has out on his car.

He was beginning to make progress, but he needed Christian’s help when he found himself stuck at a gas station with no money to buy gas. Daniel needed a quick solution so he could get home. Thankfully, he had a Brightside Spending Account, so he was able to get a cash advance for $100 to fill up his car.

Working with his Financial Assistant, Daniel received a $2,500 loan from TrueConnect that helped him cover his upcoming rent and medication costs, and it helped him pay off his $1,700 title loan, saving $4,700 on interest.

After that, they set up a Brightside Savings Account and committed to contributing $10 per paycheck.

“I’m home now. Thanks so much,” Daniel said. “I just want to say I am very impressed. You have always helped whenever I was in need.”

Debt paydown

Esther, 37, had been working to pay down her debt but needed a more structured payoff plan. She had 6 credit cards and one consolidation loan totaling over $21,000. Her credit card debt was due to her emotional spending and was causing tension in her marriage. She wanted to take the weight of debt off her shoulders and eventually be able to pay for her vacations in cash. Esther reached out to her Financial Assistant for help.

Together, Esther and her Financial Assistant came up with quick solutions to pay down her debts. They created a budget to optimize positive cash flow of $200, allocating some for additional debt payments and the rest to savings.

They also started a snowball debt payoff method, paying off the smallest credit card balances first, which helped her pay off $13,000 of her debt in 6 months. Esther’s credit score increased from 630 to 685 when she started working with us.

The habit of saving prepared her for emergencies so she could have $800 to travel to Mexico, without relying on credit cards, for the unexpected death of her father. We then referred her to her Employee Assistance Program for help addressing the marital stress and emotional spending.

“[Brightside] helped me to understand my finances better and the options I have,” she told us.

Medical bills

Noelle, a single mom of two boys, wanted to plan for an upcoming surgery because she was going to be out of work for 3 weeks. This was her second surgery in 6 months. She had been working on setting up her short term disability but realized the funds weren’t going to kick in before her bills were due.

So, she reached out to her Certified Financial Planner™ Brittnie to find out what she could do to cover the gap in income. She needed to cover her rent, car note, electric bill, and groceries. Noelle didn’t want to miss payments because she had been working to increase her credit score.

Brittnie worked with Noelle to access her Employee Assistance Program, walked her through a loan application process through our lending partner TrueConnect where she was approved for a $1,500 loan, and improved her credit by making on-time payments where her score increased by 54 points in the last month.

“I got your letter,” Noelle wrote to us. “Thanks for checking on me. I have surgery Wednesday. Everything is working out.”

Already using Brightside?

We have the experts you can trust.

We get it: Finances are overwhelming, and it feels like banks are ready to cheat you out of your money at every turn. (A lot of them are.) Brightside is different — we don’t get kickbacks from our services. Instead, we KickForward™.

Ready to change your financial life?

Do finances seem so overwhelming you don’t know where to start? We get it. And we promise there’s no easier way to start than simply talking to Brightside. Ready to get started?